NeaPay

Overview of NeaPay

NeaPay is a comprehensive payments processing and simulation platform designed to deliver ISO8583 payment services to market in record time. As the most versatile purpose-built payments integration software available, it serves banks, financial processors, and payment service providers worldwide. The platform enables organizations to automate the full payments testing lifecycle with versatile testing capabilities that support functional, regression, performance, and CI/CD requirements across multiple payment protocols and interfaces.

The system connects seamlessly to card payment systems, switches, and payment networks using ISO8583 standards while offering conversion capabilities to modern formats like JSON, XML, SQL, and CSV. NeaPay's architecture supports microservices or standalone server deployment, making it suitable for both legacy system modernization and new digital payment implementations. Trusted by financial institutions globally, the platform delivers high throughput performance with transaction monitoring and real-time analytics capabilities. NeaPay is ideal for POS System and B2B Marketplace applications.

How to Use NeaPay

Getting started with NeaPay involves configuring your payment interfaces and protocols through the platform's intuitive setup process. Begin by defining your ISO8583 message formats and routing rules based on card prefixes, transaction amounts, or terminal specifications. The system allows you to integrate various card schemes including Visa, MasterCard, Amex, Diners, Discover, JCB, and UPI protocols. Once configured, you can deploy the solution as microservices or standalone servers, with options for containerized deployment for enhanced scalability and management.

Core Features of NeaPay

1. ISO8583 Converter – Convert card payment messages between ISO8583, JSON, XML, SQL, and CSV formats
2. Payment Switch Router – Smart routing of card transactions based on BIN, amount, and terminal rules
3. Payment Simulators – Comprehensive testing for POS, ATM, and card scheme protocols with EMV support
4. Card Authorization System – Configurable authorization rules with limits, EMV, PIN, and MAC validation
5. Clearing and Settlement – Generate, convert, and import clearing files including IPM and CTF formats

Use Cases for NeaPay

• Banks modernizing legacy payment systems with ISO8583 to JSON conversion
• Payment processors requiring high-performance transaction routing and switching
• Financial institutions implementing comprehensive payment testing and simulation
• Fintech companies launching innovative payment products with minimal infrastructure
• Acquirers and aggregators handling POS authorization and settlement
• Organizations integrating EMV QR code payments with existing systems
• IoT payment implementations for automotive, smart locks, and dispensers

Support and Contact

For technical support and inquiries, visit the NeaPay website or contact the support team at contact@neapay.com. The platform offers comprehensive documentation and professional services to assist with implementation and ongoing operations.

Company Info

NeaPay delivers world-class payment solutions leveraging decades of expertise in authorization and payment systems. The company combines deep industry knowledge with modern technology approaches to help organizations achieve better performance and cost efficiency in their payment operations.

Login and Signup

Access your NeaPay account or learn about implementation options by visiting the official website. The platform offers both commercial off-the-shelf solutions and integrated frameworks tailored to specific business requirements.